Helpful Tips For Parents With Teenage Drivers

by Jim Kerin
Director of Sales & Finance
We Drive

Parents are both excited and fearful when their teenagers begin the process of learning to drive.  Having gone through this already with three children I have come up with some tips that might help:

  • If you are giving a vehicle to a child, teach them on the vehicle they will be driving.
  • Do not give them the car you wanted at their age, get them a safe reliable car they can handle.
  • Pay cash for a used vehicle, or see if you can inherit a vehicle from a family member.  Odds are it will be scratched, dented or damaged at some time.
  • Adding a vehicle to your insurance policy can increase your premiums drastically.  Make sure to get quotes before purchasing.  It may be better to hold off on the extra vehicle and share the family vehicle.
  • Purchase accident forgiveness on your insurance policy if it is offered.
  • Have your teen take a driving course.  Aside from the knowledge learned it will lower your insurance premium.
  • We required that our children could NOT have any other passengers in the vehicle without prior approval for the first six months after they received their license (the less distraction the better).
  • We required our children to maintain a 3.0 GPA to keep the car (this also discounted our insurance premium).
  • Do not hesitate to take the car away from your child when needed.
  • Explain that the vehicle will need to get them through college or some specified time.
  • Make them change a tire on their own vehicle.
  • Make them maintain the vehicle by keeping it clean and making sure regular maintenance is performed.
  • Advise them that a vehicle is a weapon and it can kill if not handled correctly.  Let them understand the responsibility and accountability of driving (many of us have lost friends or family due to bad decisions or poor driving).

Driving in Florida can be challenging for the experienced driver.  Many Florida roads are 4 lanes in each direction, and traffic is consistently heavy.  In addition we share the road with many senior citizens, tourists from other states and countries, immigrants new to the area and/or traffic rules in addition to many new drivers of all ages.  We have constant distractions from radios with hundreds of stations, passengers, pedestrians, tourists, and the need to follow social media or text 24/7.  Teaching a teenager to drive with responsibility can be one of the most stressful and scary things you do but the reward is immeasurable.  As my insurance agent told me vehicles are replaceable, people are not.

At We Drive we will strive to put the right person in the right vehicle.  If you are in the market for a vehicle for your teen or for yourself, give us a call and let our knowledgeable staff at We Drive assist to make this your best car-buying experience!  I hope some of these tips or ideas help to keep your teenager safe and your insurance premiums low.  Drive safe and happy motoring!

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